Compare the Best Local Rates

Current 6-Month CD Rates: Best in Rochester, NY

Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in Rochester, find out where to get the best interest rates first.

Rochester, NY 6-Month CD Rates Today

To get a better idea of what currently available, here’s a look at the highest, lowest and average 6-month CD rates in Rochester right now:

Number of Accounts Available: 7
Highest Rate: 0.85% APY
Lowest Rate: 0.2% APY
Average Rate: 0.5% APY

Where to Get the Highest 6-Month CD Rates

The following are the local Rochester banks and credit unions that are currently offering the highest 6-month CD interest rates:

  • Lyell Credit Union: 0.85%
  • Advantage Credit Union - Rochester, New York: 0.75%
  • Focal Point Credit Union: 0.55%
  • Gates Chili Credit Union: 0.5%
  • Genesee Regional Bank: 0.4%

These rates are accurate as of 5/6/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Rochester CD Rates page.