Where to Get the Best Rochester Mortgage Rates on an ARM

If you are considering buying a house, but conventional fixed rate mortgages don’t impress you, look into an adjustable rate mortgage instead. ARMs function differently than fixed mortgages, and presently, you could locate an exceptionally low interest rate on one.

We’ve showcased the very best Rochester mortgage rates available for adjustable rate mortgages in the area. Learn where you can get your hands on a great rate in your city.

Best Rochester, NY ARM Rates

Whether you opt for a conventional financial institution, a credit union or are thinking about financing online, there are a multitude of options available:

Best Rochester Mortgage Rates: 3/1 ARM

• Citibank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0.38
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 4.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Visions Federal Credit Union: 4.85%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Rochester: 5/1 ARM

• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Manufacturers & Traders Trust Company: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Citibank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0.13
  • Caps: 2% per Adjustment Period


• KeyBank National Association: 2.92%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• HSBC Bank USA, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. These rates are accurate as of 10/15/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Rochester mortgage rate.